Once in a while Cosmocreole takes you to some interesting articles that will inspire you to make positive changes to your life.

Well, 2020 has not been the greatest year – no explanations needed. As much as anything else, it’s been a year of financial changes and challenges. For the lucky, there has been extra money in the bank (through money saved working from home) but for others in sectors most affected by the pandemic, monthly incomes have been squeezed or have evaporated completely.
So how can you best prepare for 2021 and ensure your finances are in the best possible place to help you tackle whatever comes your way? The answer? Create a financial plan summing up your current money situation, your long-term monetary goals, and, most importantly, how you intend to achieve them. Make it with the long term in mind.